Are you behind on paying your car loan, truck loan, four-wheeler loan or boat loan? Are you afraid your vehicle will be repossessed? When you have so much else on your plate, the last thing you want to deal with is losing your vehicle. Fortunately, there is help in Chapter 13 bankruptcy and the laws of Louisiana.

The Hedtke Law Firm can help explain your options and most importantly, your rights against creditors. A Chapter 13 immediately stops creditors. The repossession is halted and your Chapter 13 Plan provides how you intend to pay the creditor.

In some cases you may be able to pay the present value of the vehicle at a reduced interest rate through Chapter 13. If your car has already been repossessed, you must act quickly. You normally have 10 days from the date of repossession to file Chapter 13 bankruptcy.

Chapter 13 Bankruptcy Stops Car Repossession


If you fear your car will be repossessed or your car has already been repossessed, we can help. Schedule a free initial consultation.



Call 909-457-0183 or contact us online for a free consultation at our nearest office:
Chino • Upland • Moreno Valley

Your Rights Against Creditors

Louisiana is generally not a “self-help” state. Creditors must follow certain steps before actually seizing your vehicle under Louisiana’s strict self-help laws. Creditors cannot just come to your home and take your car without any warning. Many times people will have their vehicle repossessed, thinking it was completely legitimate. They may have been tricked into thinking their release was not required or gave a release without knowing it. That is why it is so important to understand your rights and when they have been violated. We can take legal action on your behalf.

Schedule A Free Consultation With The Hedtke Law Firm

Past due on a vehicle loan? We can help. Please call us today at 909-457-0183 to take action to protect your rights. Do not sign a voluntary surrender or any other documents relating to your vehicle until you have consulted with the Hedtke Law Firm.

To schedule a free consultation, please call Hedtke Law Firm today at our Upland office at: 909 579-2233 or Chino office: 909 457 0183 or Moreno Valley office at: 951 746 1722.