Debt collection can be brutal business. Many people are surprised at how low debt collectors will stoop in their attempts to collect money.



By filing bankruptcy you can stop all collection actions. You can: 



• Stop Creditor Harassment 

• Stop foreclosure 

• Stop Resossession and Garnishment



Since 2012, the Hedtke Law Firm has helped people in Southern California overcome debt. You can be confident that we have the experience to help you.

Explaining Debt Settlements

If you are considering bankruptcy, you may also be considering one of the alternatives to bankruptcy you have seen advertised on television, such as a debt negotiation company. While all of these companies operate slightly differently, some of them strive to reach lump sum settlements with your creditors that may be far less than what you owe. Unfortunately, in the rare instance that they are able to get a creditor to agree to such a settlement, you may not have the money to pay such a settlement.



The bottom line is that debt negotiation is not a sure thing. As a debtor, you simply have little or no leverage to negotiate. Bankruptcy is the only surefire way to overcome your debt. Attempting an alternative offered by a company that may not stand behind its work and is only looking out for what is best for the creditor may leave you in a worse position than before. We encourage you to come to the Hedtke Law Firm first.

To schedule a free consultation, please call Hedtke Law Firm today at our Upland office at: 909 579-2233 or Chino office: 909 457 0183 or Moreno Valley office at: 951 746 1722.